1. Social Security Maximization
♦ Determine when to take your social security income distribution
2. Retirement Income Planning
♦ Review factors that affect your retirement income
♦ Analyze when to consider retirement and learn steps to take before retiring
♦ Consider how income from pension, social security, retirement plans and investments can affect your income tax rate during distribution
3. 401(k) & IRA Rollover
♦ Design a plan as to when to consider rolling over an existing 401(k) or IRA to avoid a higher income tax rate
♦ Evaluate which vehicle to rollover your 401(k) or IRA into
4. Roth 401(k) & Roth IRA Conversion
♦ Calculate the amount you should contribute into a Roth 401(k) to avoid a higher income tax rate during retirement
♦ Determine when to convert your qualified plans into a Roth IRA
5. RMD Planning Strategies
♦ Develop a plan to reduce your Required Minimum Distribution during your retirement years
6. Effective Tax Strategies
♦ Utilize the IRS tax codes that will allow you to reposition your assets to reduce your income tax rate during distribution
7. Leveraging Risk Management
♦ Manage your assets to reduce your risk from market downturns or economic changes.
8. Asset Protection
♦ Protect your family and assets from creditors, lawsuits, divorce and income or estate taxes